| Title: | Fair Credit Reporting Act Disclosures |
| Subject: | FCRA |
| Agency: | CFPB |
| Status: | Final rule |
| Summary: | The bureau is amending Regulation V, which implements the Fair Credit Reporting Act (FCRA), to add a section establishing a maximum allowable charge for disclosures by a consumer reporting agency to a consumer pursuant to FCRA section 609. The Bureau is also amending Regulation V to add an appendix setting forth the statutory requirements for determining the maximum allowable charge; announcing the maximum charge for 2019; and preserving a list of historical maximum allowable charges. Historically, the Bureau has published these FCRA annual adjustments as a notice. The Bureau is now codifying those notices and adding a provision to Regulation V to track the FCRA’s provisions concerning the annual maximum allowable charge. |
| FR Doc: | 2018-28372 |
| Date proposed: | |
| Comments due date: | |
| Final rule effective date: | January 31, 2019 |
| Rule compliance date: | January 1, 2019 |
| Agency release: | |
| Related Reg Report item(s): | Kraninger sets $12.50 maximum charge for consumer credit reports in 2019 |
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