Data on mortgage lending transactions during 2020 at 4,475 U.S. financial institutions, collected and reported under the Home Mortgage Disclosure Act (HMDA), is available now, the umbrella Federal Financial Institutions Examination Council (FFIEC) said Thursday.
The group, including federal and state financial institution regulators, said the data includes information from banks, savings associations, credit unions, and mortgage companies.
Among the data products released by the council are:
- The HMDA Dynamic National Loan-Level Dataset, updated on a weekly basis to reflect late submissions and resubmissions;
- The Aggregate and Disclosure Reports, which provide summary information on individual financial institutions and geographies;
- The HMDA Data Browser, which allows users to create custom tables and download datasets that can be further analyzed.
The council noted that beginning in late March 2021, it made available the loan/application register (LAR) for each HMDA filer of 2020 data, modified to protect borrower privacy.
FFIEC Announces Availability of 2020 Data on Mortgage Lending