Loan-level information for 2024 filed by banks but edited to protect consumer privacy was released Monday by the federal consumer financial protection agency, as required by law.
The data, collected under the Home Mortgage Disclosure Act (HMDA) Modified Loan Application Register (LAR) for last year, is available on the Federal Financial Institutions Examination Council’s (FFIEC) HMDA platform, the Consumer Financial Protection Bureau (CFPB) said. The data was generated by about 4,898 financial institutions, including banks, credit unions and others.
The bureau said that the data is available online to increase the public’s access. “Previously, users could obtain LAR data only by making requests to specific institutions for their annual data,” CFPB said.
The agency noted that, in addition to institution-specific modified LAR files, users can download one combined file that contains all institutions’ modified LAR data.
2024 HMDA Data on Mortgage Lending Now Available
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