CFPB

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[ January 9, 2026 ] Treasury takes aim at financial institutions in Minnesota in wake of alleged federal funding fraud Other
[ January 9, 2026 ] Fed designates chairs, deputy chairs of Reserve Banks, renaming less than half to positions The Fed
[ January 9, 2026 ] OCC proposes to “clarify” permissible national trust bank activities OCC
[ January 9, 2026 ] FDIC: Year-end 2025 call report forms online now, no new data items included FDIC
[ January 7, 2026 ] FDIC: Audit finds no documentation on cost benefits of student resource center since 1986 FDIC

Final ‘payday lending’ rule requires ‘full payment test’ in determining if borrowers can repay

October 5, 2017 0

A final rule requiring payday lenders and others to determine upfront whether consumers can repay their loans was issued Thursday by the Consumer Financial Protection Bureau (CFPB), covering payday loans, auto title loans, deposit advance […]

Rule, proposal aim to improve communications with troubled mortgage borrowers

October 4, 2017 0

Mortgage servicers would receive 10 more days to tell borrowers facing foreclosure — who have requested a cease in communication under federal debt collection law — about their options in preventing the foreclosure, under an […]

CFPB mum on comptroller charge that arbitration rule raises credit cost

October 2, 2017 0

No response has been made yet by the Consumer Financial Protection Bureau (CFPB) to an allegation that removing arbitration clauses for financial products and services raises costs of credit by about 25%. Acting Comptroller of […]

Title company ordered to cease activity, faces fine

September 27, 2017 0

An Indiana real estate settlement services provider was ordered to pay up to $1.25 million and cease illegal practices of steering consumers to a title insurer owned by its executives, the Consumer Financial Protection Bureau […]

Two in five struggling to make ends meet, bureau finds in ‘financial well-being’ survey

September 26, 2017 0

Millions of American adults – more than two in every five – struggle to make ends meet, and more than one-third of all consumers reported experiencing material hardships in the past year, according to the […]

Rule aims at more flexibility for mortgage lenders in collecting consumer ethnic, race info

September 20, 2017 0

A modification in federal mortgage rules that the Consumer Financial Protection Bureau (CFPB) said is aimed at providing additional flexibility for lenders in collecting consumer ethnicity and race information was finalized and published Wednesday by […]

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FDIC: Audit finds no documentation on cost benefits of student resource center since 1986

January 7, 2026 0

Setting processes and procedures for managing the agency’s Student Resource Center (SRC) and developing SRC performance goals, things that appeared to be lacking since the center’s inception, are among the corrective actions the federal deposit insurer has agreed to make [...]
CFPB adjusts HMDA, TILA asset-size thresholds for 2026

January 7, 2026 0

The asset-size thresholds for institutions subject to Home Mortgage Disclosure Act (HMDA) reporting and Truth in Lending Act (TILA) escrows (for higher-priced mortgage loans) are higher as of Wednesday, according to two Federal Register notices. The Consumer Financial Protection Bureau [...]
CFPB ends silence; provides ‘tips, reminders’ for 2026 HMDA filings

January 6, 2026 0

Reminders and tips for 2026 Home Mortgage Disclosure Act (HMDA) filings were issued Tuesday by the federal consumer financial protection agency, which also noted some updates to file locations. The Consumer Financial Protection Bureau (CFPB) noted that an upgrade has [...]
Fed: Former bank branch manager who took $27k from customer accounts is barred

January 6, 2026 0

A former branch manager of Regions Bank, Birmingham, Ala., who allegedly took money from customer accounts is barred from any future work in federally insured financial institutions under a consent order released Tuesday by the Federal Reserve Board. The Fed, [...]
Nearly half of all banks – 15 – are ‘outstanding’ in latest CRA ratings from OCC

January 5, 2026 0

Fifteen banks – out of 33 total — were awarded “outstanding” ratings for their compliance with rules implementing anti-redlining laws for evaluations that became public in December, the national bank regulator said Monday. No banks evaluated for their compliance with [...]
Trio of former credit union workers banned; agency claims one caused $720,000 loss over decade

January 2, 2026 0

Three former credit union workers were banned from further work at financial institutions by the federal regulator Dec. 31, including one who allegedly caused a nearly three-quarters of a million dollars loss over a 10-year period, the agency said. According [...]
Dearth of banks earning ‘outstanding’ CRA ratings, while two banks score ‘needs improvement’

January 2, 2026 0

While no banks in October earned ratings of “outstanding” for their compliance with anti-redlining rules, two banks earned “needs improvement” in their scores posted Friday by the federal bank deposit insurance agency. The Federal Deposit Insurance Corp. (FDIC) released the [...]

Final ‘payday lending’ rule requires ‘full payment test’ in determining if borrowers can repay

Rule, proposal aim to improve communications with troubled mortgage borrowers

CFPB mum on comptroller charge that arbitration rule raises credit cost

Title company ordered to cease activity, faces fine

Two in five struggling to make ends meet, bureau finds in ‘financial well-being’ survey

Rule aims at more flexibility for mortgage lenders in collecting consumer ethnic, race info

High-profile settlement winners lied to by loan-marketing firm, CFPB alleges

Guide offers summary for compliance with ‘Arbitration Rule’

Student loan trust faces fines, audits for illegal court action

‘No action’ letter seeks info about ‘alternative data’ in lending applications

FDIC: Audit finds no documentation on cost benefits of student resource center since 1986

CFPB adjusts HMDA, TILA asset-size thresholds for 2026

CFPB ends silence; provides ‘tips, reminders’ for 2026 HMDA filings

Fed: Former bank branch manager who took $27k from customer accounts is barred

Nearly half of all banks – 15 – are ‘outstanding’ in latest CRA ratings from OCC

Trio of former credit union workers banned; agency claims one caused $720,000 loss over decade

Dearth of banks earning ‘outstanding’ CRA ratings, while two banks score ‘needs improvement’