CFPB – Page 32 – Regulatory Report

What's up

[ July 11, 2025 ] Agencies propose revisions for reporting loan modifications in call reports FDIC
[ July 10, 2025 ] Gould confirmed to five-year term as comptroller; first confirmed to post since 2017 OCC
[ July 11, 2025 ] FDIC activates disaster response for Texas areas hit by floods, more FDIC
[ July 11, 2025 ] Census data, useful for HMDA and CRA compliance, released; 2024 mortgage lending data also available Other
[ July 10, 2025 ] Fed proposes some easing on what qualifies a bank as ‘well-managed’ The Fed

Final rule blocks adverse items from credit reports due to effects of human trafficking on victims

June 23, 2022 0

Helping human trafficking survivors avoid some of the financial consequences of their ordeal is the aim of a final rule issued Thursday by the federal consumer financial protection agency. The Consumer Financial Protection Bureau (CFPB) […]

Agencies list rulemaking plans for months ahead; no overdraft fee action from consumer bureau

June 22, 2022 0

Spring rulemaking updates for federal financial regulators were announced this week, featuring a variety of proposed and final rules up for action over the next several months, including modernizing rules implementing the anti-redlining Community Reinvestment […]

With proposal, bureau opens investigation into credit card fees focusing on ‘reasonable and proportional’

June 22, 2022 0

Excessive credit card late fees – particularly data about the fees and late payments and whether the fees are “reasonable and proportional” – are the topic of an advance notice of proposed rulemaking issued Wednesday […]

CFPB director, in blog post, discusses reg simplification and current priorities

June 17, 2022 0

The consumer financial protection agency’s desire to transition away from highly complicated rules and toward simpler, clearer rules – plus a look at its current regulatory priorities – was detailed in a blog post Friday by the […]

Public input on employer-driven debt due to CFPB Sept. 7

June 17, 2022 0

Input from the public on the practices and financial products that may leave workers indebted to their employers is due to the federal consumer financial protection agency Sept. 7, according to a Federal Register notice […]

Request for Information Regarding Employer-Driven Debt

June 17, 2022 0

Title: Request for Information Regarding Employer-Driven Debt Subject: Employer-driven debt Agency: CFPB Status: Request for information Summary: The Consumer Financial Protection Bureau (CFPB or Bureau) is charged with monitoring markets for consumer financial products and […]

CFPB

CFPB circulars on deceptive use of FDIC name/logo, adverse credit action notice rules published

June 14, 2022 0

Two new circulars providing other agencies guidance on the consumer financial protection agency’s policy on matters related to misuse of elements denoting the presence of federal bank deposit insurance and on adverse action notification requirements […]

Big banks, credit unions, to be under microscope for how they provide access to customer service

June 14, 2022 0

How customers and members of big banks and credit unions may assert their rights to better customer service is the stated aim of an initiative announced Tuesday by the federal consumer financial protection agency, the […]

Credit report bullying, phony medical bill collectors continue to plague military, veterans, families, report asserts

June 13, 2022 0

Problems with coercive credit reporting and false medical bill collections – including billing inaccuracies and aggressive debt collector tactics to recover allegedly unpaid medical bills – are cited by military service members, their families, and […]

Consumer bureau sets sights on employer-driven debt products, practices

June 9, 2022 0

Practices and financial products that may leave workers indebted to their employers is the focus of an inquiry launched Thursday by the Consumer Financial Protection Bureau (CFPB). In a request for information (RFI), the bureau […]

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Agencies propose revisions for reporting loan modifications in call reports

July 11, 2025 0

New instructional revisions in detailing loan modifications in call reports are being sought by federal banking agencies, the agencies said late Friday in releasing other final regulatory reporting changes for bank call reports. The three agencies (the Federal Deposit Insurance [...]
Gould confirmed to five-year term as comptroller; first confirmed to post since 2017

July 10, 2025 0

Jonathan Gould was confirmed to the top post at the Office of the Comptroller of the Currency (OCC) in a straight party-line vote Thursday in the Senate. Nominated by President Donald Trump (R) in February to a five-year term, Gould [...]
FDIC activates disaster response for Texas areas hit by floods, more

July 11, 2025 0

Regulatory relief and favorable Community Reinvestment Act (CRA) consideration are among the steps the federal bank deposit insurer is activating to help those affected by severe storms, straight-line winds and floods affecting areas in Texas since July 2. In a [...]
Census data, useful for HMDA and CRA compliance, released; 2024 mortgage lending data also available

July 11, 2025 0

Census data used to create the aggregate and disclosure reports for mortgages and compliance with anti-redlining statutes have been updated for 2025, the agency updating the data said Friday. The Federal Financial Institutions Examination Council (FFIEC) said the data, used [...]
Fed proposes some easing on what qualifies a bank as ‘well-managed’

July 10, 2025 0

A proposed rule that would ease the rating system used to determine what is a “well-managed” large financial institution (LFI), or a “well-managed” depository institution holding company significantly involved in insurance activities, was announced Thursday with a 30-day public comment [...]
Credit union regulator, again, opts to voluntarily review its regs over two-year period

July 10, 2025 0

Review of its rules to identify those that are perhaps “outdated, unnecessary, and unduly burdensome” will be conducted by the federal credit union regulator, even though it has no statutory requirement to do so, the agency said Thursday. The National [...]