FDIC – Page 82 – Regulatory Report

What's up

[ April 27, 2026 ] UPDATED: OCC asserts preemption of disputed Illinois interchange fee law OCC
[ April 23, 2026 ] Agencies finalize lower community bank leverage ratio; no changes from last fall’s proposal FDIC
[ April 23, 2026 ] Higher interest rate risk top hazard for banks in 2025; CRE showed continued weakness FDIC
[ April 23, 2026 ] NCUA seeks credit unions’ input on streamlining call report, profile data collection NCUA
[ April 21, 2026 ] Proposed rule changes would make it easier for credit union boards to consider conversions, mergers to banks NCUA

Former bank board chairman ordered to pay fine, faces prohibition, for ‘reckless’ actions

June 25, 2021 0

The former board chairman of an Illinois bank was prohibited from further participation with federally insured financial institutions, and fined $105,000, for “recklessly” participating in unsafe or unsound practices and breaching fiduciary duties related to […]

‘Inclusive banking system’ through fintech is goal for virtual conference

June 24, 2021 0

Exploration of how financial technology and innovation can create a more diverse, equitable and inclusive banking system is the target for a virtual conference set for next week by the federal insurer of deposits at […]

Former, long-time FDIC veteran takes over at FHFA (after Biden removes predecessor in wake of Supreme Court decision)

June 24, 2021 0

A long-time staffer from the federal insurer of bank deposits is now the acting director of the regulator of the government-sponsored enterprises (GSEs) that buy most of the nation’s mortgages. Sandra L. Thompson, a former […]

BSA/AML exam manual updated, council reports

June 21, 2021 0

Updates to four sections of the Bank Secrecy Act/anti-money laundering (BSA/AML) examination manual for financial institution examiners were announced Monday by the federal financial institution regulators’ umbrella examination council. The manual, published by the Federal […]

ICYMI: Banking agencies shutter doors Friday to observe Juneteenth holiday

June 17, 2021 0

The three federal banking agencies were closed Friday, they announced in separate releases Thursday, in observance of the new federal Juneteenth National Independence Day holiday signed into law Thursday by President Joe Biden (D). The […]

Journal looks at changing aspects of NIM, impact of pandemic on bank mortgage lending

June 17, 2021 0

The relationship between interest rates and net interest margin (NIM) has been much less pronounced recently for banks with high concentrations of longer-term assets, according to a report issued Thursday by the Federal Deposit Insurance […]

Turning unbanked into banked through technology solutions goal for tech sprint

June 16, 2021 0

Helping unbanked individuals and households come into the banking system with expanded capabilities through new technologies and techniques is the target of a “tech sprint” announced Wednesday by the federal insurer of bank deposits. According […]

MDI preservation, communication with agency targets of new FDIC policy

June 15, 2021 0

Promoting the preservation of minority depository institutions (MDIs) and enhancing communication those banks and the federal insurer of deposits is the focus of a new policy statement issued by the agency Tuesday. In a release, […]

Proposal seeks to align real estate lending standards with new CBLR rule

June 15, 2021 0

Aligning real estate lending standards with the new community bank leverage ratio (CBLR) rule is the aim of a proposal issued Tuesday by the board of the federal deposit insurance agency. The proposal by the […]

Deposit insurance fund sinks to 1.25% of savings insured, but agency stays on track with restoration plan

June 15, 2021 0

A plan to return the insurance fund that covers bank deposits to a reserve ratio of 1.35% of total savings insured will stay on course, the governing board of the fund said Tuesday, primarily because […]

« 1 … 80 81 82 83 84 … 204 »

Agencies finalize lower community bank leverage ratio; no changes from last fall’s proposal

April 23, 2026 0

Community banks will have “greater flexibility to use a simpler measure of capital adequacy and reduce regulatory burden” under a final rule issued Thursday by federal banking regulators. According to the agencies, the rule modifies the so-called community bank leverage [...]
Higher interest rate risk top hazard for banks in 2025; CRE showed continued weakness

April 23, 2026 0

Elevated interest rate risk was the top peril for banks in 2025, the federal bank deposit insurance agency said Thursday, but a changing interest rate environment gave the institutions better net interest margins (NIMs), according to the annual risk review [...]
NCUA seeks credit unions’ input on streamlining call report, profile data collection

April 23, 2026 0

Input from credit unions on how to “enhance and streamline” the agency’s data collections – in particular, through the 5300 Call Report, 5310 Corporate Call Report, and Form 4501A Profile – is being sought by the National Credit Union Administration [...]
Proposed rule changes would make it easier for credit union boards to consider conversions, mergers to banks

April 21, 2026 0

Conversion or merger of a credit union into a bank would be made easier for a credit union board to propose and decide under the latest round of deregulation proposals issued by the federal regulator Tuesday. The National Credit Union [...]
FDIC deploys relief for banks serving WA areas affected by storms, flooding, more

April 21, 2026 0

Measures aimed at helping banking institutions and communities in Washington affected by severe storms, straight-line winds, and other damaging events in December was announced Tuesday by the federal bank deposit insurer. The Federal Deposit Insurance Corp. (FDIC) said in a [...]
FDIC seeks papers for September research conference

April 20, 2026 0

A call for theoretical and empirical appers on banking issues was issued Monday for the Federal Deposit Insurance Corp. (FDIC) 25th Annual Bank Research Conference, slated Sept. 24-25 in Arlington, Va. The agency said topics for papers may include, but [...]
Banking regulators revise model risk management guidance, rescind previous

April 17, 2026 0

The three federal prudential banking regulators on Friday issued revised model risk management guidance generally applicable to banking organizations with more than $30 billion in total assets. The Federal Deposit Insurance Corp. (FDIC), in a release, said the guidance “does [...]