NCUA – Regulatory Report

What's up

[ February 10, 2026 ] Latest deregulation proposal would ease credit unions’ path to convert to mutual savings bank NCUA
[ February 10, 2026 ] FDIC gives more time to comment on GENIUS Act rule proposal FDIC
[ February 10, 2026 ] 18% loan rate ceiling remains in effect for federal credit unions another 18 months NCUA
[ February 9, 2026 ] GAO stands by report on reorg status of CFPB in face of stonewalling by bureau CFPB
[ February 5, 2026 ] Fed keeps current stress capital buffer for 2026 round of tests, this year with 32 large banks The Fed

Latest deregulation proposal would ease credit unions’ path to convert to mutual savings bank

February 10, 2026 0

Credit unions would have an easier path to convert to mutual savings banks (MSBs), and other changes, under the latest round of deregulation proposed by their federal regulator Tuesday. The National Credit Union Administration (NCUA), […]

18% loan rate ceiling remains in effect for federal credit unions another 18 months

February 10, 2026 0

The federal interest rate ceiling for loans by federal credit unions will remain at 18% under action last week by the National Credit Union Administration (NCUA) Board, the agency said. The board – which now […]

Credit union regulator takes on additional, paid role as member of another regulatory agency’s panel

February 2, 2026 0

In an unusual development, two positions on federal regulatory panels will be held by the current board chairman of the credit union regulator, he announced late Friday. National Credit Union Administration (NCUA) Board Chairman Kyle […]

NCUA IG will report on travel card audit later this year, letter shows

January 30, 2026 0

Noting it “did not issue any reports with recommendations” related to the agency’s charge card programs in fiscal 2025, the National Credit Union Administration told the federal budget office it is currently conducting an audit […]

Round 4 of credit union dereg push focuses on non-member savings, cancellation of excess insurance, max borrowing authority, disclosure of insurance coverage

January 27, 2026 0

A fourth set of proposals to reduce credit union regulation was issued Tuesday by the federal regulator, focusing on non-member savings accounts, cancellation of supplemental deposit insurance, maximum borrowing authority and disclosure of savings insurance […]

NCUA announces 2026 leadership team list

January 27, 2026 0

The federal credit union regulator announced its top leaders and staff in a release Monday. National Credit Union Administration (NCUA) Board Chairman Kyle Hauptman, a Republican, has been the agency’s lone board member since President […]

‘Repurposing’ of ‘unspent, past years’ budgets’ leads to lower credit union fees to fund agency

January 23, 2026 0

Fees paid by credit unions in 2026 to fund their federal regulator will fall by an average of 24.6%, the agency said Friday, calling this the result of reductions in staffing, rearrangement of expenses and […]

Small CA credit union conserved by NCUA

January 23, 2026 0

The $16.5 million-in-assets Beverly Hills City Employees Federal Credit Union, Beverly Hills, Calif., was conserved Thursday by the National Credit Union Administration (NCUA), the agency said in a release. In its announcement late Thursday, the […]

NCUA proposes allowing FCUs to reimburse volunteer officials for dependent care costs

January 22, 2026 0

A proposal that would permit reimbursement or direct payment to federal credit union volunteer officials for dependent care was discussed Thursday during an open meeting of the National Credit Union Administration Board, which currently includes […]

Credit union regulator notes 12% decrease in liquidity facility budget for 2026

January 22, 2026 0

The federal liquidity facility for credit unions will have a budget of about $2.032 million in 2026 and $2.093 million in 2027, according to information released Thursday for the federal credit union regulator’s open board […]

1 2 3 … 148 »

Latest deregulation proposal would ease credit unions’ path to convert to mutual savings bank

February 10, 2026 0

Credit unions would have an easier path to convert to mutual savings banks (MSBs), and other changes, under the latest round of deregulation proposed by their federal regulator Tuesday. The National Credit Union Administration (NCUA), in what it said is [...]
FDIC gives more time to comment on GENIUS Act rule proposal

February 10, 2026 0

The comment period on a proposed rule issued setting procedures for insured, state-chartered nonmember banks or savings associations to seek federal approval to issue stable coins through a subsidiary is extended to May 18, the federal deposit insurer said. The [...]
18% loan rate ceiling remains in effect for federal credit unions another 18 months

February 10, 2026 0

The federal interest rate ceiling for loans by federal credit unions will remain at 18% under action last week by the National Credit Union Administration (NCUA) Board, the agency said. The board – which now consists solely of Republican Kyle [...]
GAO stands by report on reorg status of CFPB in face of stonewalling by bureau

February 9, 2026 0

Stonewalling by the federal consumer financial protection agency of the congressional watchdog is outlined in a report issued publicly Monday by the watchdog agency – which includes the comment “we stand by the accuracy of the facts presented in our [...]
Fed keeps current stress capital buffer for 2026 round of tests, this year with 32 large banks

February 5, 2026 0

Thirty-two large banks this year will be evaluated against a severe global recession with heightened stress in both commercial and residential real estate and corporate debt markets under tests announced by the Federal Reserve late Wednesday. The Fed said, however, [...]
FDIC: 4 out of 49 banks with November CRA ratings were ‘outstanding’

February 5, 2026 0

Forty-five banks were deemed “satisfactory” and four “outstanding” in evaluation ratings assigned in November under the federal bank deposit insurer’s anti-redlining Community Reinvestment Act (CRA) rules, according to data released Thursday. The four banks rated “outstanding” by the Federal Deposit [...]