The Fed

Total Loss-Absorbing Capacity, Long-Term Debt, and Clean Holding Company Requirements for Systemically Important U.S. Bank Holding Companies and Intermediate Holding Companies of Systemically Important Foreign Banking Organizations: Eligible Retained Income

March 26, 2020 0

Title: Total Loss-Absorbing Capacity, Long-Term Debt, and Clean Holding Company Requirements for Systemically Important U.S. Bank Holding Companies and Intermediate Holding Companies of Systemically Important Foreign Banking Organizations: Eligible Retained Income Subject: Total loss-absorbing capacity […]

Banking institutions $5 billion or less can take more time to submit March 31 statements, Fed says

March 26, 2020 0

Financial institutions with $5 billion or less in total assets will not face supervisory action for submitting March 31, 2020, financial statements to the Federal Reserve past the official filing deadline as long as the […]

Financial regulators encourage small-dollar lending amid coronavirus crisis; more guidance, lending principles to come

March 26, 2020 0

Banks, savings associations, and credit unions were urged in a statement by regulators Thursday to offer responsible small-dollar loans to consumers and small businesses in response to COVID-19, the illness caused by the novel coronavirus. […]

Exam council: Regulators won’t take action for late filing of call reports; offer 30-day window

March 25, 2020 0

Financial institutions will not face any action for filing a call report after the due date of March 31, as long as the institution files the report within 30 days of the due date, the […]

Fed shifts to monitoring, outreach to financials; reduces exam activities

March 24, 2020 0

Monitoring and outreach to help financial institutions will be the focus of action, and examination activities will be reduced – especially at smaller banks – by the Federal Reserve, the central bank said in a […]

Indicating outlook for coronavirus crisis, Fed sets six-month delay to changes for payment system risk policy on intraday credit

March 24, 2020 0

Changes to intraday credit procedure provisions affecting daylight overdrafts at depository institutions, scheduled to take effect April 1, will be delayed six months, the Federal Reserve said Tuesday in yet another regulatory response to the […]

Provisions for federal financial institution regulation in CARES beginning to seep out

March 24, 2020 0

A requirement for open meetings by the Federal Reserve would be waived, and the capital leverage ratio for community banks would drop to 8%, under some of the provisions being considered by the Senate to […]

Fed taking comments on its recent zero-reserves action until May 26

March 24, 2020 0

The Federal Reserve Board’s decision announced March 15 to take Regulation D reserve requirements down to zero to help maximize banks’ ability to lend during the current coronavirus pandemic is out for public comment until […]

Regulation D: Reserve Requirements of Depository Institutions (interest on reserves)

March 24, 2020 0

Title: Regulation D: Reserve Requirements of Depository Institutions Subject: Interest on reserves Agency: Federal Reserve Status: Final rule Summary: The Board of Governors of the Federal Reserve System (“Board”) is amending Regulation D (Reserve Requirements […]

Regulation D: Reserve Requirements of Depository Institutions (0% reserve requirement)

March 24, 2020 0

Title: Regulation D: Reserve Requirements of Depository Institutions Subject: Reg D reserves Agency: Federal Reserve Status: Final rule Summary: The Board of Governors of the Federal Reserve System (“Board”) is adopting as a final rule, […]

Total Loss-Absorbing Capacity, Long-Term Debt, and Clean Holding Company Requirements for Systemically Important U.S. Bank Holding Companies and Intermediate Holding Companies of Systemically Important Foreign Banking Organizations: Eligible Retained Income

Banking institutions $5 billion or less can take more time to submit March 31 statements, Fed says

Financial regulators encourage small-dollar lending amid coronavirus crisis; more guidance, lending principles to come

Exam council: Regulators won’t take action for late filing of call reports; offer 30-day window

Fed shifts to monitoring, outreach to financials; reduces exam activities

Indicating outlook for coronavirus crisis, Fed sets six-month delay to changes for payment system risk policy on intraday credit

Provisions for federal financial institution regulation in CARES beginning to seep out

Fed taking comments on its recent zero-reserves action until May 26

Regulation D: Reserve Requirements of Depository Institutions (interest on reserves)

Regulation D: Reserve Requirements of Depository Institutions (0% reserve requirement)

Regulatory reversals: FDIC rescinds bank merger policy statement, extends compliance deadline for ad requirements, drops proposals

Four banks earn ‘outstanding’ ratings for CRA rules compliance

NCUA to end credit unions’ reporting of overdraft/NSF fee income via call report

10 banks in latest ratings from OCC receive CRA scores of ‘outstanding’