Regulation lookup – Page 5 – Regulatory Report

What's up

[ November 15, 2024 ] Delinquency rates on rise for CRE, some consumer loans, Fed supervision report finds The Fed
[ November 15, 2024 ] CLF’s 2025-26 budget, share insurance fund update slated next Thursday NCUA
[ November 15, 2024 ] Farmer Mac stock a permissible investment for some FCUs, agency opinion states NCUA
[ November 14, 2024 ] Fed’s Kugler becomes latest board member to advocate for continued agency independence The Fed
[ November 14, 2024 ] VA firm must pay $3 million for taking funds, blocking accounts to pay for prisoner basic needs CFPB

Limited Applicability of Consumer Financial Protection Act’s “Time or Space” Exception with Respect to Digital Marketing Providers

August 16, 2022 0

Title: Limited Applicability of Consumer Financial Protection Act’s “Time or Space” Exception with Respect to Digital Marketing Providers Subject: Digital marketing Agency: CFPB Status: Interpretive rule Summary: Section 1002 of the Consumer Financial Protection Act […]

Policy Statement on Prudent Commercial Real Estate Loan Accommodations and Workouts

August 2, 2022 0

Title: Policy Statement on Prudent Commercial Real Estate Loan Accommodations and Workouts Subject: CRE loan workout guidance Agency: FDIC, NCUA, OCC Status: Proposed policy statement and request for comment Summary: The Office of the Comptroller […]

Regulation Implementing the Adjustable Interest Rate (LIBOR) Act

July 28, 2022 0

Title: Regulation Implementing the Adjustable Interest Rate (LIBOR) Act Subject: LIBOR contract default rules Agency: Federal Reserve Status: Final rule Summary: The Board is inviting comment on a proposed regulation that would implement the Adjustable […]

Cyber Incident Notification Requirements for Federally Insured Credit Unions

July 28, 2022 0

Title: Cyber Incident Notification Requirements for Federally Insured Credit Unions Subject: Cyber incident notification Agency: NCUA Status: Proposed rule Summary: Due to the increased frequency and severity of cyberattacks on the financial services sector, the […]

Assessments, Amendments To Incorporate Troubled Debt Restructuring Accounting Standards Update

July 27, 2022 0

Title: Assessments, Amendments To Incorporate Troubled Debt Restructuring Accounting Standards Update Subject: Deposit insurance Agency: FDIC Status: Final rule Summary: The Federal Deposit Insurance Corporation is adopting a final rule that incorporates updated accounting standards […]

Request for Information Regarding Relationship Banking and Customer Service

July 19, 2022 0

Title: Request for Information Regarding Relationship Banking and Customer Service Subject: Responses to customer inquiries Agency: CFPB Status: Request for information Summary: The Consumer Financial Protection Bureau (Bureau or CFPB) is seeking comments from the […]

The Fair Credit Reporting Act’s Limited Preemption of State Laws

July 12, 2022 0

Title: The Fair Credit Reporting Act’s Limited Preemption of State Laws Subject: FCRA; limited preemption of state law Agency: CFPB Status: Interpretive rule Summary: States play an important role in the regulation of consumer reporting. […]

Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports

July 12, 2022 0

Title: Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports Subject: FCRA; consumer credit reports Agency: CFPB Status: Advisory opinion Summary: The Consumer Financial Protection Bureau (Bureau) is issuing this advisory opinion […]

Ensuring Responsible Development of Digital Assets; Request for Comment

July 8, 2022 0

Title: Ensuring Responsible Development of Digital Assets; Request for Comment Subject: Digital assets Agency: Treasury Department Status: Request for comment Summary: This notice invites interested members of the public to provide input pursuant to Executive […]

Federal Deposit Insurance Corporation Amended Restoration Plan

July 5, 2022 0

Title: Federal Deposit Insurance Corporation Amended Restoration Plan Subject: Deposit Insurance Fund (DIF) Agency: FDIC Status: Amended restoration plan Summary: The Federal Deposit Insurance Act (FDI Act) requires that the FDIC’s Board of Directors (Board) […]

« 1 … 3 4 5 6 7 … 30 »

Delinquency rates on rise for CRE, some consumer loans, Fed supervision report finds

November 15, 2024 0

Delinquency rates for some commercial real estate (CRE) loans and some consumer loans have increased to above pre-pandemic levels, and banks have boosted the allowance for credit losses in anticipation of further deterioration in asset quality, according to a supervision [...]
CLF’s 2025-26 budget, share insurance fund update slated next Thursday

November 15, 2024 0

The budget for the agency’s liquidity facility for credit unions is slated for action during the Nov. 21 open meeting of the National Credit Union Administration (NCUA) Board, which will also receive a credit union share (deposit) insurance fund briefing. [...]
Farmer Mac stock a permissible investment for some FCUs, agency opinion states

November 15, 2024 0

Federal credit unions (FCUs) may invest in common stock of the Federal Agricultural Mortgage Corporation, or Farmer Mac, to the extent they must in order to serve as loan originators or sellers in the program, the federal credit union regulator [...]
Fed’s Kugler becomes latest board member to advocate for continued agency independence

November 14, 2024 0

Count Federal Reserve Board Gov. Adriana Kugler as an advocate of continued agency independence, who Thursday said that condition is “fundamental” to the Fed achieving good policy. In remarks to a meeting of the Latin American and Caribbean Economic Association [...]
VA firm must pay $3 million for taking funds, blocking accounts to pay for prisoner basic needs

November 14, 2024 0

A Virginia firm must pay $3 million for illegally taking millions of dollars from more than a half-million accounts and blocking money transfers to consumers who are incarcerated, according to charges made public by Thursday by the federal consumer financial [...]
OIG sets 4 recommendations for NCUA’s federal chartering process

November 14, 2024 0

Automation, better communication on process and a process for handling inquiries are recommended for the federal credit union regulator’s chartering process in an inspector general audit report released recently on the agency’s website. The National Credit Union Administration (NCUA) Office [...]
Small FL credit union conserved

November 14, 2024 0

The $59 million-in-assets Alliance Credit Union of Florida, Gainesville, Fla., was conserved last week by the state’s financial regulator, with the National Credit Union Administration (NCUA) named conservator. No specific reason for the conservatorship was provided in the NCUA’s evening [...]
PA bank failure, first of year, came from reclassified debt securities, dysfunctional management, report finds

November 13, 2024 0

Republic First Bank became “critically undercapitalized” in April – which a dysfunctional board and management team exacerbated, ultimately leading to the bank’s failure, according to the material loss review published Wednesday by the federal insurer of bank deposits. The report, [...]
Reports of suspected fraud using deepfake media spurs FinCEN to issue ‘red flags’ alert to FIs

November 13, 2024 0

An alert to help financial institutions identify fraud schemes targeting them and that are associated with the use of deepfake media created with generative artificial intelligence (GenAI) tools was issued Wednesday by Treasury’s financial crimes enforcement arm. The Financial Crimes [...]