LTD – Regulatory Report

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[ October 30, 2024 ] Credit union regulator proposes $433 million budget for next year, up 12.2% from 2024 NCUA
[ October 25, 2024 ] OCC developing operational resilience standards proposed rule for critical operations OCC
[ October 24, 2024 ] Credit unions added four new charters in FY 2024; cybersecurity incidents detailed to regulator board NCUA
[ October 24, 2024 ] Washington bank faces enforcement action over consumer compliance, other issues The Fed
[ October 23, 2024 ] Report outlines how interest rate decline led to outlook improvement for banks; housing market ‘held up’ The Fed

Bulletin offers details for use of ‘loan-to-deposit’ ratios in interstate banking under two-step process

June 13, 2024 0

How banks may use loan-to-deposit (LTD) ratios to comply with federal law regulating interstate deposits is the focus of a bulletin issued Thursday by the national bank regulator. The Office of the Comptroller of the […]

OCC issues bulletin on state loan-to-deposit ratios for 2020

June 17, 2020 0

The use of state loan-to-deposit (LTD) ratios to ensure against banks using interstate branches primarily for deposit production is explained in a bulletin issued Wednesday by the Office of the Comptroller of the Currency (OCC). […]

Credit union regulator proposes $433 million budget for next year, up 12.2% from 2024

October 30, 2024 0

A budget of $433 million in 2025 – up 12.2% from the current year’s spending plan – is proposed in a draft posted by the federal credit union regulator on its website Wednesday. The National Credit Union Administration (NCUA) said [...]
OCC developing operational resilience standards proposed rule for critical operations

October 25, 2024 0

Operational resilience standards for critical operations at banks will be the subject of a forthcoming advance notice of proposed rulemaking (ANPR), the leader of the Office of the Comptroller of the Currency (OCC) said Friday. In a speech before the [...]